Credit
Taking/repaying a loan
Get a Loan
A loan is provided to users who have replenished their balance by at least 100 TXM. You can take a loan for an amount that is 4 times greater than the amount of your deposits.
Loan Repayment
The loan can be repaid only through a deposit, using the form on the loan page. Regular account replenishments will be credited to the purchase account. The remainder from the loan repayment will be credited to the purchase balance. The withdrawal function is unavailable until the loan is fully repaid.
You can repay the loan early or in parts, but when receiving a loan, the interest amount is calculated for the entire loan term and does not change with early repayment.
A late loan incurs daily penalties of 2% of the unpaid amount
Loan repayment is only possible through replenishment in the loan cabinet.
Loan cancellation is not possible.
The withdrawal function is unavailable with an active loan.
Loan funds cannot be used for:
- Passing a technical inspection;
- Purchasing a license;
- Replenishing the taxi-dice game
